Posts tagged ‘investments’

From a young age, I have always been told to get good grades, get a good job, your home is an asset, save for retirement, find a financial planner, diversify and debt is bad. This advice had always made sense because everyone I talked to said the same thing. We are all taught the same formula for investing and at times it is difficult for most of us to be disciplined enough to stay on track with all of this advice. It was not until I read Robert Kiyosaki’s book Rich Dad Poor Dad that I began to look at investing from a completely different perspective. This formula is great if you want to invest like the majority of investors. The question is, can you become wealthy with this advice? I would say it is possible, but it is more difficult if you follow the pack of the majority.

Continue reading ‘Investments – How Do You Invest?’ »

A variable annuity is similar to a 401k in some respects. You can choose which investments you would like to add into your portfolio. The premium can be divided with portions being used to fund several subaccounts that are diversified according to risk. These separate investments may include an ultra conservative money market fund, bonds, mutual funds, and more risky areas such as international equities. When purchasing these products, you have the choice of either making a full premium payment upfront or investing into the fund by making your payments over a set period of time.

You can typically expect the following features from a variable annuity: Continue reading ‘How a Variable Annuity Can Contribute to Your Retirement’ »