A lot of people that have to buy their own buy health insurance, particularly short term health insurance do not know what to expect if they actually have to use it. They often expect one thing to happen, and are shocked when something else altogether happens.
Here is a short explanation of what to expect when you need to use your short-term health insurance.
The Big Stuff
Major, or catastrophic expenses that come with hospital stays are covered by most short-term health insurance policies if they are medically necessary and not experimental.
So, what should you expect if something big happens and you find yourself in the hospital racking up tens of thousands of dollars worth of hospital charges? In most cases, the most you will have to pay will be your deductible and coinsurance. I have written other articles on this site that talk about deductibles and coinsurance, so I will not go into that here.