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	<title>Latest Finance News &#187; home</title>
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	<description>Get the latest finance news here</description>
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		<title>Should You Have a 15 Year Or 30 Year Mortgage?</title>
		<link>http://refugeintl.org/should-you-have-a-15-year-or-30-year-mortgage.html</link>
		<comments>http://refugeintl.org/should-you-have-a-15-year-or-30-year-mortgage.html#comments</comments>
		<pubDate>Tue, 31 Jan 2012 16:48:46 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[house]]></category>
		<category><![CDATA[interest rate]]></category>
		<category><![CDATA[payment]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1096</guid>
		<description><![CDATA[There are multiple schools of thought on this question and most of the time the answer will depend on the person buying the house. How much discipline does the buyer have with money? Do they need help making payments or are they able to make extra payments easily? There are lots of variables that are [...]]]></description>
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		<title>Mortgage Modification Advice, Tips, and Help For Homeowners</title>
		<link>http://refugeintl.org/mortgage-modification-advice-tips-and-help-for-homeowners.html</link>
		<comments>http://refugeintl.org/mortgage-modification-advice-tips-and-help-for-homeowners.html#comments</comments>
		<pubDate>Wed, 18 Jan 2012 16:49:48 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[condo]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[lenderm bank]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1061</guid>
		<description><![CDATA[A lot of homeowners are having problems making their monthly mortgage payments, and worse of all, are not sure how to get a mortgage modification. Many homeowners wish they could lower their monthly payments and modify their existing home loan. However, a lot of people are hesitant to approach their lender with such a request [...]]]></description>
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		<title>Benefits of Using Home Cleaning Companies</title>
		<link>http://refugeintl.org/benefits-of-using-home-cleaning-companies.html</link>
		<comments>http://refugeintl.org/benefits-of-using-home-cleaning-companies.html#comments</comments>
		<pubDate>Tue, 17 Jan 2012 16:49:02 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Small Business]]></category>
		<category><![CDATA[business]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[market]]></category>
		<category><![CDATA[work]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1080</guid>
		<description><![CDATA[Cleanliness is one of those imperative factors that all homes need to maintain to live in a sanitary and hygienic environment. Not only does it maintain a certain level of standard at one&#8217;s home but it also contributes towards an unquestionable social appeal that is well appreciated by friends and family. However, with today&#8217;s chaotic [...]]]></description>
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		<title>Bad Credit Mortgage Refinance &#8211; The First Steps</title>
		<link>http://refugeintl.org/bad-credit-mortgage-refinance-the-first-steps.html</link>
		<comments>http://refugeintl.org/bad-credit-mortgage-refinance-the-first-steps.html#comments</comments>
		<pubDate>Sun, 01 Jan 2012 16:46:27 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[payment]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1047</guid>
		<description><![CDATA[Many people are scared of trying to get a mortgage refinance because of their bad credit rating. Even more popular are homeowners who think there is no way they can benefit from a refinancing because their credit score is too low. However, that is not necessarily true. Interest rates are extremely low, and there are [...]]]></description>
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		<title>The Obama Mortgage Plan &#8211; Who Will Qualify For the Presidents Plan and How Will it Help Them?</title>
		<link>http://refugeintl.org/the-obama-mortgage-plan-who-will-qualify-for-the-presidents-plan-and-how-will-it-help-them.html</link>
		<comments>http://refugeintl.org/the-obama-mortgage-plan-who-will-qualify-for-the-presidents-plan-and-how-will-it-help-them.html#comments</comments>
		<pubDate>Sat, 24 Dec 2011 16:46:50 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[housing]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[obama]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1041</guid>
		<description><![CDATA[The Federal Government under President Barack Obama started a mortgage bailout program early in 2009 to help struggling home owners who were saddled with mortgages they could no longer afford. Included in the new plan was $75 Billion dollars which was allocated to help slow the alarming foreclosure rate in North America. Can I Save [...]]]></description>
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		<title>When Does Refinancing Make Sense?</title>
		<link>http://refugeintl.org/when-does-refinancing-make-sense.html</link>
		<comments>http://refugeintl.org/when-does-refinancing-make-sense.html#comments</comments>
		<pubDate>Sun, 11 Dec 2011 04:46:39 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[fee]]></category>
		<category><![CDATA[home]]></category>
		<category><![CDATA[rates]]></category>
		<category><![CDATA[refinance]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=917</guid>
		<description><![CDATA[Quite recently, Americans who want to take advantage of the lower interest rate have lined up to refinance their mortgages. According to the Mortgage Bankers Association of America, refinancing has hit an all time high in 2003 and has maintained the record up to 2005. But with all the different options that they can choose [...]]]></description>
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