What happens when you suddenly find that your income is heading southwards from your expenses? Each month you find your overdraft increasing in line with your stress levels. You need help…and fast!
After you have passed through the denial stage, the next step is Yellow Pages; internet search; classifieds or the man down the road who ‘knows about these things’. The advertisements abound with DEBT HELP; FREE DEBT ADVICE; OUT OF DEBT IN DAYS. Feeling very intimidated with the mass of content, you think ‘is it all worth it and I may as well just wait until the wolves are at the door’. Continue reading ‘Self Help Debt Management Versus a Paid Option’ »