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	<title>Latest Finance News &#187; credit</title>
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	<link>http://refugeintl.org</link>
	<description>Get the latest finance news here</description>
	<lastBuildDate>Wed, 08 Feb 2012 04:47:00 +0000</lastBuildDate>
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		<title>The Evolution and Expansion of the Biggest Credit Unions</title>
		<link>http://refugeintl.org/the-evolution-and-expansion-of-the-biggest-credit-unions.html</link>
		<comments>http://refugeintl.org/the-evolution-and-expansion-of-the-biggest-credit-unions.html#comments</comments>
		<pubDate>Mon, 30 Jan 2012 16:49:57 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Finance]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[capital]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=853</guid>
		<description><![CDATA[Credit unions have historically occupied a great niche among the depository institutions; these unions, are non &#8211; profit institutions, member owned cooperatives exempt from paying federal income taxes on their earnings. Opposite from banks, the unions are subject to membership limits because the main idea is that the members should actually have some kind of [...]]]></description>
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		<title>Qualifying For the Best Mortgage Rates</title>
		<link>http://refugeintl.org/qualifying-for-the-best-mortgage-rates-2.html</link>
		<comments>http://refugeintl.org/qualifying-for-the-best-mortgage-rates-2.html#comments</comments>
		<pubDate>Thu, 26 Jan 2012 16:47:46 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[card]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[financial]]></category>
		<category><![CDATA[loan]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1098</guid>
		<description><![CDATA[It is important to keep your interest cost towards a home loan to a minimum by qualifying for the best interest rates. You would have to take certain steps related financial discipline to ensure you get the best bargain from the lender but do not forget to shop around for your home loan. Do not [...]]]></description>
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		<title>Real Bad Credit Auto Loans &#8211; How to Go About Getting Approved</title>
		<link>http://refugeintl.org/real-bad-credit-auto-loans-how-to-go-about-getting-approved.html</link>
		<comments>http://refugeintl.org/real-bad-credit-auto-loans-how-to-go-about-getting-approved.html#comments</comments>
		<pubDate>Sun, 22 Jan 2012 16:47:28 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Loans and Debt]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[payment]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1039</guid>
		<description><![CDATA[If you have bad credit, then you may know how frustrating it can be to find an auto loan to finance a new vehicle. Traditional lenders are typically not willing to finance people with poor credit. Those that will issue loans for credit challenged consumers often charge extraordinarily high interest rates, which can make affording [...]]]></description>
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		<title>Auto Loans For Bad Credit &#8211; How to Be Approved Today</title>
		<link>http://refugeintl.org/auto-loans-for-bad-credit-how-to-be-approved-today.html</link>
		<comments>http://refugeintl.org/auto-loans-for-bad-credit-how-to-be-approved-today.html#comments</comments>
		<pubDate>Mon, 16 Jan 2012 16:47:32 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Loans and Debt]]></category>
		<category><![CDATA[car]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[money]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1037</guid>
		<description><![CDATA[If you need to get a loan to purchase a new vehicle, but you have had some credit problems in the past, you may be wondering how you can convince a lender to finance your car purchase. In the past, getting an auto loan with bad credit was a very difficult task. Today, there are [...]]]></description>
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		<title>Real Auto Loans For Bad Credit &#8211; Looking For the Right Lender</title>
		<link>http://refugeintl.org/real-auto-loans-for-bad-credit-looking-for-the-right-lender.html</link>
		<comments>http://refugeintl.org/real-auto-loans-for-bad-credit-looking-for-the-right-lender.html#comments</comments>
		<pubDate>Sat, 14 Jan 2012 16:47:38 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Loans and Debt]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[debts]]></category>
		<category><![CDATA[lender]]></category>
		<category><![CDATA[loans]]></category>
		<category><![CDATA[payment]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1034</guid>
		<description><![CDATA[If bad credit has kept you from applying for an auto loan, you should know that there are numerous options available for credit challenged consumers. Today&#8217;s lenders understand that millions of people have been affected by the downturn of the economy, and they have taken measures to provide these people with access to funds to [...]]]></description>
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		<title>Mortgage Yield Spread Premiums &amp; What You Should Know to Save Yourself Money</title>
		<link>http://refugeintl.org/mortgage-yield-spread-premiums-what-you-should-know-to-save-yourself-money.html</link>
		<comments>http://refugeintl.org/mortgage-yield-spread-premiums-what-you-should-know-to-save-yourself-money.html#comments</comments>
		<pubDate>Sat, 07 Jan 2012 04:47:20 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Mortgage]]></category>
		<category><![CDATA[bank]]></category>
		<category><![CDATA[credit]]></category>
		<category><![CDATA[loan]]></category>
		<category><![CDATA[loan modification]]></category>
		<category><![CDATA[mortage]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=920</guid>
		<description><![CDATA[A Yield Spread Premium (YSP) is a mortgage broker&#8217;s profit, which is paid by the lender in exchange for a higher interest rate. It is a way to avoid charging the borrower any out-of-pocket fees and lower up-front closing costs on the borrower&#8217;s loan, if they understand the contract. However, Most of the time a [...]]]></description>
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