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	<title>Latest Finance News</title>
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	<description>Get the latest finance news here</description>
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		<title>Personal Finance &#8211; Three Personal Finance Guidelines For Achieving Financial Freedom</title>
		<link>http://refugeintl.org/personal-finance-three-personal-finance-guidelines-for-achieving-financial-freedom.html</link>
		<comments>http://refugeintl.org/personal-finance-three-personal-finance-guidelines-for-achieving-financial-freedom.html#comments</comments>
		<pubDate>Tue, 07 Feb 2012 04:46:48 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Personal FInance]]></category>
		<category><![CDATA[financial freedom]]></category>
		<category><![CDATA[Personal Finance Guidelines]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1138</guid>
		<description><![CDATA[I am sharing these personal finance guidelines for anyone who wants to achieve financial freedom. Of course, everyone wants to have financial freedom&#8230;but wanting it is not always enough. You also have to be willing to do the work and (more importantly) to learn what is really going to produce results. These strategies for increasing [...]]]></description>
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		<title>Tips on Using Your Debit Card</title>
		<link>http://refugeintl.org/tips-on-using-your-debit-card.html</link>
		<comments>http://refugeintl.org/tips-on-using-your-debit-card.html#comments</comments>
		<pubDate>Mon, 06 Feb 2012 16:47:01 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[debt]]></category>
		<category><![CDATA[Debit Card]]></category>
		<category><![CDATA[Prepaid debit cards]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1137</guid>
		<description><![CDATA[Prepaid debit cards give its holders the convenience of paying with plastic without the risk of bad debt. However, that doesn&#8217;t mean owners of debit cards can let their guard down. True enough, incorrect use of debit cards can still lead one into trouble. In this article, let us discuss eight practical suggestions on how [...]]]></description>
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		<title>Maryland and Ohio Have Protection For Debtors</title>
		<link>http://refugeintl.org/maryland-and-ohio-have-protection-for-debtors.html</link>
		<comments>http://refugeintl.org/maryland-and-ohio-have-protection-for-debtors.html#comments</comments>
		<pubDate>Mon, 06 Feb 2012 04:48:48 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[debt]]></category>
		<category><![CDATA[bankruptcy attorney]]></category>
		<category><![CDATA[Filing bankruptcy]]></category>
		<category><![CDATA[Protection For Debtors]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1136</guid>
		<description><![CDATA[Filing bankruptcy can be a nerve wracking experience. This is especially true when people are under the impression that their court-appointed bankruptcy trustee has the power to attach and sell all of their assets. This is, however, not the case, and each state has identified certain assets that will be protected in bankruptcy proceedings. This [...]]]></description>
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		<title>Money &#8211; Needs and Wants &#8211; Know the Difference</title>
		<link>http://refugeintl.org/money-needs-and-wants-know-the-difference.html</link>
		<comments>http://refugeintl.org/money-needs-and-wants-know-the-difference.html#comments</comments>
		<pubDate>Sun, 05 Feb 2012 16:48:06 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Personal FInance]]></category>
		<category><![CDATA[Money Wants]]></category>
		<category><![CDATA[needs and wants money]]></category>
		<category><![CDATA[Needs Money]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1134</guid>
		<description><![CDATA[When it comes to money, many people have a very difficult time determining between their needs and wants. This would be very important, especially if you are not saving any money or even having a hard time buying all of your bills. Needs Needs are anything that you have to have in order to live. [...]]]></description>
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		<title>How to Make Use of Personal Finance Budgeting For a Happier Lifestyle</title>
		<link>http://refugeintl.org/how-to-make-use-of-personal-finance-budgeting-for-a-happier-lifestyle.html</link>
		<comments>http://refugeintl.org/how-to-make-use-of-personal-finance-budgeting-for-a-happier-lifestyle.html#comments</comments>
		<pubDate>Sun, 05 Feb 2012 04:46:26 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Personal FInance]]></category>
		<category><![CDATA[Personal Finance Budgeting]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1133</guid>
		<description><![CDATA[The main purpose of budgeting is to ensure that you maximize your income and spend it on the essentials in so far as possible, and by stating your income along with your needs/expenses then you will get a better idea of what areas you can slash to cut costs. Budgeting forces you to be responsible [...]]]></description>
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		<title>Fast Cash PayDay Loans &#8211; The Best Way to Get Cash?</title>
		<link>http://refugeintl.org/fast-cash-payday-loans-the-best-way-to-get-cash.html</link>
		<comments>http://refugeintl.org/fast-cash-payday-loans-the-best-way-to-get-cash.html#comments</comments>
		<pubDate>Sat, 04 Feb 2012 16:47:31 +0000</pubDate>
		<dc:creator>Alex Bhaswara</dc:creator>
				<category><![CDATA[Pay Day Loans]]></category>
		<category><![CDATA[Cash PayDay Loans]]></category>
		<category><![CDATA[credit check]]></category>

		<guid isPermaLink="false">http://www.refugeintl.org/?p=1132</guid>
		<description><![CDATA[If you find yourself in an unfortunate position of needing cash to pay urgent bills or personal needs, then a payday loan lender can really help. Although it provides fast access to cash and runs no credit check, it should be your last resort. Why? For one, payday loan lenders do charge a higher interest [...]]]></description>
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