Category Archives: debt

Can You Really Use Direct Loan Consolidation Now?

First things first you need to contact your lender and fill out the appropriate applications. Many times this can be done online now or even over the phone. The lender will now contact your lending agencies and request amounts owed. … Continue reading

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How to Consolidate Student Loans – Federal Versus Private Loan Consolidation

Student loan consolidation can be used by student or parent borrowers to combine their multiple education loans into one loan with one monthly payment. As any student can take either federal or private student loans, he or she can also … Continue reading

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Debt Consolidation Loans and Home Loan Refinancing Differences

For those facing significant financial hardship and considering the various options to address one’s debt situation, it is important to understand the differences between a debt consolidation loan and home loan refinancing. There are pros and cons to each choice, … Continue reading

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Tips on Using Your Debit Card

Prepaid debit cards give its holders the convenience of paying with plastic without the risk of bad debt. However, that doesn’t mean owners of debit cards can let their guard down. True enough, incorrect use of debit cards can still … Continue reading

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Maryland and Ohio Have Protection For Debtors

Filing bankruptcy can be a nerve wracking experience. This is especially true when people are under the impression that their court-appointed bankruptcy trustee has the power to attach and sell all of their assets. This is, however, not the case, … Continue reading

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